Evaluation of the possible urban planning and insurance policies to create a risk reduction culture in Turkey -- 2
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Date
2010
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CRC Press
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info:eu-repo/semantics/closedAccess
Abstract
The paper evaluates the history and current system of loss financing in Turkey and shows the necessary partnership between urban planning and earthquake insurance systems. This can provide the basis to create a risk reduction culture among households in terms of land-use and insurance policies. The cooperation of urban planning and TCIP (Turkish Catastrophic Insurance Pool) should be in the context of an urban risk management approach (URM) that is the most suitable framework to manage earthquake risks as it provides the capability to directly intervene in the physical environment. TCIP can provide financial incentives and credits to homeowners and municipalities. So, homeowners are expected to invest reduces the risk of their houses. However, individuals do not always behave rationally. For this reason, the study recommends the investigation of factors influencing households’ current decision process purchasing insurance and taking preventive measures. © 2010 by Taylor & Francis Group, LLC.
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Risks Challenging Publics, Scientists and Governments
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