IN TERMS OF CONSUMER PROTECTION IN BANKING ACTIVITIES, DEMANDED UNFAIR FEES AND COSTS ALSO REPAYMENT OF THEM

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dc.contributor.authorUyumaz, Alper
dc.contributor.authorAkdağ, İdris
dc.date.accessioned2020-03-26T19:24:40Z
dc.date.available2020-03-26T19:24:40Z
dc.date.issued2016
dc.departmentSelçuk Üniversitesien_US
dc.description.abstractWithin the framework of the banking activities, various legal transactions are performed between the banks-financial institutions and consumers. The banks and financial institutions demand certain fees and costs in relation to these transactions, which have the characteristics of consumer transaction. In the period of the Law numbered 4077, many disputes related to these transactions have been occurred between the banks-financial institutions and consumers. In terms of this, subjects most of the disputes heard at the arbitration committee for consumer problems and consumer courts have been consisted of consumer loan agreements and fees and costs demanded from consumers for credit cards. High Court of Appeal (Yargitay), has developed case law at the disputes appealed to it that the fees and costs may be claimed from the consumers provided that these are fair, reasonable and documented. In this context, principles in Law on Protection of Consumers numbered 6502 have been set out to clarify what kind of fees and costs may be claimed against the consumers. Also, the type of the fees and costs which may be claimed have been identified in the Regulation on Principles and Procedures Related to Fees to be Charged on Financial Consumers issued based on this Law. With these regulations, it is intended to avoid claim of unfair costs and fees from consumers.en_US
dc.identifier.endpage459en_US
dc.identifier.issn1303-4375en_US
dc.identifier.issue1en_US
dc.identifier.pmid#YOKen_US
dc.identifier.startpage423en_US
dc.identifier.urihttps://hdl.handle.net/20.500.12395/33702
dc.identifier.volume74en_US
dc.identifier.wosWOS:000409918500022en_US
dc.identifier.wosqualityN/Aen_US
dc.indekslendigikaynakWeb of Scienceen_US
dc.language.isotren_US
dc.publisherISTANBUL UNIV, FAC LAWen_US
dc.relation.ispartofJOURNAL OF ISTANBUL UNIVERSITY LAW FACULTY-HUKUK FAKULTESI MECMUASIen_US
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanıen_US
dc.rightsinfo:eu-repo/semantics/closedAccessen_US
dc.selcuk20240510_oaigen_US
dc.subjectBanking Costsen_US
dc.subjectBanking Feesen_US
dc.subjectReturn of Fees and Costsen_US
dc.subjectProtection of Consumersen_US
dc.titleIN TERMS OF CONSUMER PROTECTION IN BANKING ACTIVITIES, DEMANDED UNFAIR FEES AND COSTS ALSO REPAYMENT OF THEMen_US
dc.typeArticleen_US

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